Services

We offer many services to help you shape your financial future. Take a look and let us know how we can help. 

Comprehensive Financial Planning for the individual which includes

  • Insurance planning both life and health

  • Retirement planning

  • Goal-based Investments in different assets classes mainly in Equity and Debt.

  • Children education and marriage planning.

  • Loan Management and counseling

  • Long term Wealth creation based on Mutual Fund investment in Equity and Debt.

How do we prepare our client’s financial plan?

  • First of all, we at Apana Dhan collect all the information pertaining to the clients’ existing investments in different asset classes, their life goals, their existing insurance policies, their expenditure pattern, etc. in our detail Data Sheet.

  • We access clients’ risk profile by analyzing the answers stated on our detail risk profiling questionnaire by our clients.

  • Our main job is to help our clients identify their goals, deciding the time frame of each and every goal and priorities them according to their investible surplus . We arrive at the future cost of the goals after taking inflation into account.

  • We suggest our clients suitable financial products according to their risk-taking capacity and time frame of these goals.

  • We support our client for full one year of their engagement for any financial queries.

Annual Review And Monitoring:

With annual review and monitoring, we will ensure that you are on the right track.

We will also revise the financial plan if needed in response to the changing circumstances in your lifestyle, family needs, employment, and other external factors.

Services under Express Plan

We provide REVIEW service under ‘Express Plan’ for client’s existing Equity linked and Debt mutual funds investments. We suggest necessary changes in the portfolio according to clients risk profile and time horizon of that particular goal.

The fee of Financial Planning Process

The upfront fee what you pay to us is the only earning source for Apana Dhan Financial Services because we are a complete Fee-Only Financial Planning Service firm. This fee is for our availability as your adviser for a year and not only for financial planning and review.

For Resident Indians-

First-year-Rs.15,000.

Second year onwards-Rs.7,000.

For Non-Resident Indians (NRIs)-

First-year-Rs.18,000.

Second year onwards-Rs.9,000.